We've updated our head-to-head comparison for 2026, including the latest pricing, new MTD features, and which is better value for UK businesses.
Choose Xero if: you work closely with an accountant (most UK accountants use Xero), you need unlimited users, you want the best bank reconciliation, or you need extensive app integrations.
Choose QuickBooks if: you're managing your own accounts, you want the best cash flow forecasting, you're on a tight budget (especially with the 90% year-1 discount), or you need strong payroll at a lower add-on cost.
Both are excellent. Xero is preferred by UK accountants and has better bank reconciliation. QuickBooks is better value at the entry level and has stronger cash flow forecasting.
QuickBooks is cheaper at the entry level (£14/mo vs Xero's £16/mo), and frequently offers 90% off for the first year. Xero's higher plans are comparable in price to QuickBooks.