Every UK accounting software platform we've reviewed — independently rated, with pricing, features, and MTD compliance verified for 2026.
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Showing 15 of 15 platforms
HMRC-recognised cloud accounting for sole traders and growing businesses
QuickBooks Online provides UK cloud accounting, VAT and Income Tax workflows, bank connections, invoicing, reporting and optional payroll. Its official UK pricing page lists five plans.
UK cloud accounting with plans that scale from essential bookkeeping to advanced analytics
Xero is HMRC-recognised, MTD-compliant cloud accounting software. Its current UK plan range is Simple, Ignite, Grow, Comprehensive and Ultimate.
UK small-business accounting, free for eligible NatWest, RBS, Ulster Bank and Mettle customers
FreeAgent covers invoicing, expenses, payroll, VAT, Self Assessment preparation and final accounts. Direct subscription prices vary by business type; eligible bank customers can receive the core product at no charge under the provider terms.

AI-enabled UK accounting and payroll with Sage Copilot included
Sage Accounting combines cloud accounting, MTD workflows, payroll and Sage Copilot. The current UK plans are Start, Standard and Plus.
Feature-rich UK accounting with a free plan and six paid tiers
Zoho Books offers UK invoicing, bank feeds, MTD VAT and Income Tax functionality, with wider inventory and analytics features on higher plans.
UK cloud accounting with entry-volume-based pricing
QuickFile is free through 1,000 nominal ledger entries over a rolling 12 months. Accounts from 1,001 entries use the £60 + VAT annual Power User subscription; automated bank feeds are separate.
Accounting software and accountancy support for UK small businesses
Crunch lists its Crunch Plus software at £10 + VAT per month. Accountancy service packages are tailored using its quotation flow rather than a universal fixed list price.
Invoicing-led accounting for UK freelancers and service businesses
FreshBooks’ UK plan page lists Lite, Plus and Premium subscriptions with MTD-compliant VAT filing, invoicing and workflow features.

Desktop accounting with cloud connectivity for established UK businesses
Sage 50 Accounts combines desktop accounting with cloud-connected features, AI tools, stock management and advanced reporting. Current UK plans are Standard and Professional.

UK bookkeeping with a free tier and a £5 Pro plan
Pandle provides a free bookkeeping tier and Pandle Pro at £5 + VAT per month. The official page lists automation, bank feeds, stock control and MTD submission capabilities on Pro.
Cloud ERP for growing and enterprise UK businesses
Oracle NetSuite combines financial management with ERP capabilities. The official UK entry page directs prospective customers to request a tailored solution and quotation.
UK accounting for sole traders, landlords and growing businesses
Clear Books offers a free MTD-ready sole-trader plan and paid Sole Trader and Sole Trader Plus plans. Other business-type plan variants are available through its pricing selector.

Modular open-source ERP with accounting among its integrated apps
Odoo offers one online app free for unlimited users, or all applications under Standard and Custom per-user plans. Accounting is among the available applications.
Business management and ERP for UK mid-market organisations
Dynamics 365 Business Central combines finance, sales, service and operations. Microsoft publishes annual-commitment UK per-user prices for Team Members, Essentials and Premium.
UK cloud accounting for sole traders and growing businesses
IRIS KashFlow offers MTD submission, bank feeds, invoicing, reporting and mobile access through Starter and Business packages.