£÷×−+789C45=AccountingCompare
🇬🇧 15 UK Platforms Reviewed

All Accounting Software Platforms

Every UK accounting software platform we've reviewed — independently rated, with pricing, features, and MTD compliance verified for 2026.

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Showing 15 of 15 platforms

QuickBooks Online logo

QuickBooks Online

Most Popular

HMRC-recognised cloud accounting for sole traders and growing businesses

4.7/5
£10/mo
MTD Payroll Multi-Currency Inventory📱 Mobile

QuickBooks Online provides UK cloud accounting, VAT and Income Tax workflows, bank connections, invoicing, reporting and optional payroll. Its official UK pricing page lists five plans.

Sole TraderFreelancerSmall BusinessMedium Business
Xero logo

Xero

Editor's Pick

UK cloud accounting with plans that scale from essential bookkeeping to advanced analytics

4.6/5
£7/mo
MTD Payroll Multi-Currency Inventory📱 Mobile

Xero is HMRC-recognised, MTD-compliant cloud accounting software. Its current UK plan range is Simple, Ignite, Grow, Comprehensive and Ultimate.

Sole TraderFreelancerSmall BusinessMedium Business
FreeAgent logo

FreeAgent

UK Favourite

UK small-business accounting, free for eligible NatWest, RBS, Ulster Bank and Mettle customers

4.6/5
£0 eligible customers, £10/mo landlord or £19/mo sole trader
MTD Payroll📱 Mobile

FreeAgent covers invoicing, expenses, payroll, VAT, Self Assessment preparation and final accounts. Direct subscription prices vary by business type; eligible bank customers can receive the core product at no charge under the provider terms.

Sole TraderFreelancerSmall Business
Sage Accounting logo

Sage Accounting

UK Favourite

AI-enabled UK accounting and payroll with Sage Copilot included

4.4/5
£20/mo
MTD Payroll Multi-Currency Inventory📱 Mobile

Sage Accounting combines cloud accounting, MTD workflows, payroll and Sage Copilot. The current UK plans are Start, Standard and Plus.

Sole TraderSmall BusinessMedium Business
Zoho Books logo

Zoho Books

Best Value

Feature-rich UK accounting with a free plan and six paid tiers

4.4/5
Free
MTD Multi-Currency Inventory📱 Mobile

Zoho Books offers UK invoicing, bank feeds, MTD VAT and Income Tax functionality, with wider inventory and analytics features on higher plans.

Sole TraderFreelancerSmall BusinessMedium Business
QuickFile logo

QuickFile

Free Option

UK cloud accounting with entry-volume-based pricing

4.4/5
Free
MTD Multi-Currency📱 Mobile

QuickFile is free through 1,000 nominal ledger entries over a rolling 12 months. Accounts from 1,001 entries use the £60 + VAT annual Power User subscription; automated bank feeds are separate.

Sole TraderFreelancerSmall Business
Crunch logo

Crunch

Accounting software and accountancy support for UK small businesses

4.3/5
Free or £10/mo + VAT
MTD Payroll📱 Mobile

Crunch lists its Crunch Plus software at £10 + VAT per month. Accountancy service packages are tailored using its quotation flow rather than a universal fixed list price.

Sole TraderFreelancerSmall Business
FreshBooks logo

FreshBooks

Invoicing-led accounting for UK freelancers and service businesses

4.2/5
£16/mo
MTD📱 Mobile

FreshBooks’ UK plan page lists Lite, Plus and Premium subscriptions with MTD-compliant VAT filing, invoicing and workflow features.

Sole TraderFreelancerSmall Business
Sage 50 Accounts logo

Sage 50 Accounts

Enterprise

Desktop accounting with cloud connectivity for established UK businesses

4.2/5
£115/mo
MTD Payroll Multi-Currency Inventory

Sage 50 Accounts combines desktop accounting with cloud-connected features, AI tools, stock management and advanced reporting. Current UK plans are Standard and Professional.

Small BusinessMedium BusinessEnterprise
Pandle logo

Pandle

Free Option

UK bookkeeping with a free tier and a £5 Pro plan

4.2/5
Free
MTD Multi-Currency Inventory📱 Mobile

Pandle provides a free bookkeeping tier and Pandle Pro at £5 + VAT per month. The official page lists automation, bank feeds, stock control and MTD submission capabilities on Pro.

Sole TraderFreelancerSmall Business
Oracle NetSuite logo

Oracle NetSuite

Enterprise

Cloud ERP for growing and enterprise UK businesses

4.1/5
Custom quote
MTD Payroll Multi-Currency Inventory📱 Mobile

Oracle NetSuite combines financial management with ERP capabilities. The official UK entry page directs prospective customers to request a tailored solution and quotation.

Medium BusinessEnterprise
Clear Books logo

Clear Books

UK accounting for sole traders, landlords and growing businesses

4.1/5
Free
MTD Payroll

Clear Books offers a free MTD-ready sole-trader plan and paid Sole Trader and Sole Trader Plus plans. Other business-type plan variants are available through its pricing selector.

Sole TraderSmall Business
Odoo logo

Odoo

Free Option

Modular open-source ERP with accounting among its integrated apps

4.1/5
Free; UK price unavailable
MTD Payroll Multi-Currency Inventory📱 Mobile

Odoo offers one online app free for unlimited users, or all applications under Standard and Custom per-user plans. Accounting is among the available applications.

Small BusinessMedium BusinessEnterprise
Microsoft Dynamics 365 Business Central logo

Microsoft Dynamics 365 Business Central

Enterprise

Business management and ERP for UK mid-market organisations

4.0/5
£6.20/user/mo
MTD Payroll Multi-Currency Inventory📱 Mobile

Dynamics 365 Business Central combines finance, sales, service and operations. Microsoft publishes annual-commitment UK per-user prices for Team Members, Essentials and Premium.

Medium BusinessEnterprise
IRIS KashFlow logo

IRIS KashFlow

UK cloud accounting for sole traders and growing businesses

4.0/5
£13.50/mo
MTD Payroll Multi-Currency Inventory📱 Mobile

IRIS KashFlow offers MTD submission, bank feeds, invoicing, reporting and mobile access through Starter and Business packages.

Sole TraderSmall Business