Free Business Tool

Business Budget Planner

Build a 12-month budget for your business. Add income and expense lines, adjust monthly figures, and see your projected profit and cash position.

Updated April 2026🇬🇧 UK-specificFree Tool

About This Business Budget Planner

This planner helps UK businesses create a simple annual budget by entering projected income and expenses across key categories. It shows your budgeted profit, cash position, and highlights areas where spending may be out of line.

Note: A budget is a planning tool, not a guarantee. Review and update it monthly against actual figures. Most accounting software (Xero, QuickBooks, Sage) includes built-in budgeting features.

How to Use This Calculator

1Enter your projected monthly or annual revenue by income stream.
2Enter your fixed and variable costs across standard categories (premises, staff, marketing, etc.).
3The planner calculates gross profit, net profit, and your budget surplus or deficit.
4Use the scenario toggle to model optimistic, base, and pessimistic cases.

Total Income

£125,000

Total Expenses

£57,600

Net Profit

£67,400

Profit Margin

53.9%

Monthly Income vs Expenses

Income
Expenses

Cumulative Profit

12-Month Budget

Category	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
Income
Sales Revenue													£119,000
Other Income													£6,000
Total Income	£8,500	£9,000	£9,500	£10,000	£10,500	£10,500	£9,500	£9,500	£10,500	£11,500	£12,500	£13,500	£125,000
Expenses
Wages & Salaries													£36,000
Rent & Rates													£9,600
Marketing													£6,000
Software & IT													£2,400
Other Expenses													£3,600
Total Expenses	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£4,800	£57,600
Net Profit	£3,700	£4,200	£4,700	£5,200	£5,700	£5,700	£4,700	£4,700	£5,700	£6,700	£7,700	£8,700	£67,400

Click any category name to rename it. Use the +/– buttons to add or remove lines. This planner is for budgeting purposes only and does not constitute financial advice.